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I consorzi di garanzia fidi durante la crisi

Author

Listed:
  • Luca Papi

    () (Universit… Politecnica delle Marche, MoFiR)

  • Andrea Filippo Presbitero

    () (Universit… Politecnica delle Marche, MoFiR)

  • Alberto Zazzaro

    () (Universit… Politecnica delle Marche, MoFiR)

Abstract

Questo paper analizza in che misura i confidi siano riusciti a limitare i problemi di accesso al credito da parte delle piccole imprese durante la crisi.;Dapprima vengono discusse le principali trasformazioni registrate dalla struttura del settore dei confidi negli anni recenti e le evidenze empiriche sul ruolo dei confidi durante la crisi economico-finanziaria. Successivamente, sulla base dell'analisi del campione di aziende incluse nell'indagine mensile sulle imprese manifatturiere dell'Istat, mostriamo la capacita' dei confidi di facilitare l'accesso al credito nella fase di crisi. Infine, a seguito del ruolo positivo svolto dai confidi, avanziamo alcune considerazioni sulle politiche pubbliche a sostegno dei confidi.

Suggested Citation

  • Luca Papi & Andrea Filippo Presbitero & Alberto Zazzaro, 2013. "I consorzi di garanzia fidi durante la crisi," Mo.Fi.R. Working Papers 83, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
  • Handle: RePEc:anc:wmofir:83
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    File URL: http://docs.dises.univpm.it/web/quaderni/pdfmofir/Mofir083.pdf
    File Function: First version, 2013
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    More about this item

    Keywords

    PMI; confidi; crisi; razionamento;

    JEL classification:

    • D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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