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Poverty Outreach in Southern and Northern Ghana


  • Sheremenko, Ganna
  • Florkowski, Wojciech J.
  • Klepacka, Anna M.


This paper examines financial sustainability and social outreach determinants of microfinance institutions’ (MFIs) performance in the Southern and Northern parts of Ghana using the Seemingly Unrelated Regression (SUR) as the estimation technique. Results suggest that although MFIs in both parts of Ghana are profit-driven, they are expected to improve poverty outreach as they expand their clientele.

Suggested Citation

  • Sheremenko, Ganna & Florkowski, Wojciech J. & Klepacka, Anna M., 2013. "Poverty Outreach in Southern and Northern Ghana," 2013 Annual Meeting, February 2-5, 2013, Orlando, Florida 142987, Southern Agricultural Economics Association.
  • Handle: RePEc:ags:saea13:142987

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    More about this item


    Microfinance institution; Ghana; SUR; Financial sustainability; Social (poverty) outreach; Agricultural Finance; Community/Rural/Urban Development; G20; G21;

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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