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Comparative Poverty Status of Users and Non-Users of Micro Credit in Kwara State, Nigeria

Author

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  • Falola, Abraham
  • Ayinde, Opeyemi
  • Mark, Mercy
  • Ezekiel, Israel

Abstract

The essence of this study is to assess the impact of Micro credit on farmers’ poverty status in Kwara state, Nigeria. 50 users and 100 non-users of Micro credit facilities were randomly selected. Descriptive statistics was used to describe the socio-economic characteristics of the respondents. The determinants of poverty status of the farmers were analyzed using logistic model. The Foster-Greer-Thorbecke (FGT) model was used to analyze the extent of poverty among the farming households. The results show that majority of the users and non-users are married with 92% and 82% respectively. Majority (96%) of the users had some level of formal education while, majority (88%) of the non-users had no formal education. The FGT result shows that the poverty status of non-users is higher than that of the users. Age of the household head and the household size had positive effect on the household’s poverty status.

Suggested Citation

  • Falola, Abraham & Ayinde, Opeyemi & Mark, Mercy & Ezekiel, Israel, 2015. "Comparative Poverty Status of Users and Non-Users of Micro Credit in Kwara State, Nigeria," 2015 Conference, August 9-14, 2015, Milan, Italy 211629, International Association of Agricultural Economists.
    • Handle: RePEc:ags:iaae15:211629
    DOI: 10.22004/ag.econ.211629
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    Keywords

    Consumer/Household Economics; Food Security and Poverty;

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