IDEAS home Printed from https://ideas.repec.org/p/aer/wpaper/371.html
   My bibliography  Save this paper

Financial Inclusion through Mobile Money: An Examination of the Decisionto use Mobile Money Accounts in WAEMU Countries

Author

Listed:
  • Sionfou Seydou Coulibaly

    (University Félix Houphouët Boigny of Abidjan-Cocody, Côte d’Ivoire)

Abstract

This study examines whether due to the influence of the penetration of financial intermediaries in WAEMU, the characteristics of individuals who hold mobile money accounts solely are comparable to those of individuals who hold formal bank accounts solely or both types of accounts concurrently. Using the Heckman probit model and the multinomial probit model, the results are similar in regard to those who use formal accounts solely and those who use both types of accounts. The study recommends encouraging intense sensitization of adults aged 25-64 on the use of mobile money, a rise in the levels of individual income, the introduction of incentives in the education system, and greater penetration of mobile payment services.

Suggested Citation

  • Sionfou Seydou Coulibaly, 2020. "Financial Inclusion through Mobile Money: An Examination of the Decisionto use Mobile Money Accounts in WAEMU Countries," Working Papers 371, African Economic Research Consortium, Research Department.
    • Handle: RePEc:aer:wpaper:371
    as

    Download full text from publisher

    File URL: ftp://41.215.20.26/RePEc/aer/wpaper/RP371.pdf
    Download Restriction: no
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aer:wpaper:371. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Joel Mathia (email available below). General contact details of provider: ftp://41.215.20.26/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.