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Fortalecimiento institucional y expansión del crédito mediante el uso de TICs en Entidades Financieras Comunales en Bolivia

Author

Listed:
  • Boris Branisa

    (Institute for Advanced Development Studies)

  • Carlos Gustavo Machicado

    (Institute for Advanced Development Studies)

  • Mario Arduz

    (Institute for Advanced Development Studies)

Abstract

Este documento analiza la implementación de un sistema financiero (software) para las Entidades Financieras Comunales (EFC) que se realizó entre los años 2011 y 2012, el cual fue un conjunto de módulos financieros que facilitaban la administración de información y prácticas operativas en cada una de estas entidades. La utilización del sistema pretendía mejorar su institucionalidad, además de expandir sus créditos e incrementar los ingresos de sus prestatarios. Empleando métodos cualitativos (entrevistas) y datos cuantitativos (Data Mart), se pudo concluir que el sistema tuvo beneficios dentro del manejo operativo de las instituciones financieras, pero no se pudo demostrar un impacto evidente en el incremento de los créditos y tampoco sobre los ingresos de los prestatarios.

Suggested Citation

  • Boris Branisa & Carlos Gustavo Machicado & Mario Arduz, 2018. "Fortalecimiento institucional y expansión del crédito mediante el uso de TICs en Entidades Financieras Comunales en Bolivia," Development Research Working Paper Series 02/2018, Institute for Advanced Development Studies.
    • Handle: RePEc:adv:wpaper:201802
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    File URL: http://www.inesad.edu.bo/pdf/wp2018/wp02_2018.pdf
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    More about this item

    Keywords

    Cambio tecnológico; instituciones microfinancieras; organización;
    All these keywords.

    JEL classification:

    • O23 - Economic Development, Innovation, Technological Change, and Growth - - Development Planning and Policy - - - Fiscal and Monetary Policy in Development
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • D20 - Microeconomics - - Production and Organizations - - - General

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