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Infrastructure of Inclusive Finance in China

In: Financial Inclusion in China

Author

Listed:
  • Hongmei Zhu

    (Beijing Academy of Social Sciences)

  • Wenting Zhang

    (Research Institute of the People’s Bank of China)

Abstract

Financial infrastructure refers to the systems and institutional arrangements that provide basic public services for various financial activities; it acts as the basic guarantee for the stable and efficient operation of a financial market. In a broad sense, financial infrastructure includes physical facilities for the financial market, financial laws and regulations, accounting systems, information disclosure principles, social credit, and other institutional arrangements. China has recognized the importance of infrastructure as it develops financial inclusion. Improving the payment and settlement system, the credit reference system, the financial consumer education and protection system, the statistical and monitoring system, and the law and regulation system have provided a solid foundation for the development of financial inclusion.

Suggested Citation

  • Hongmei Zhu & Wenting Zhang, 2023. "Infrastructure of Inclusive Finance in China," Springer Books, in: Financial Inclusion in China, chapter 0, pages 83-104, Springer.
    • Handle: RePEc:spr:sprchp:978-981-99-5663-0_5
    DOI: 10.1007/978-981-99-5663-0_5
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