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Drivers of Technological Advancements in Fintech: Leveraging and Garnering Innovation for Green Finance

In: Green Horizons

Author

Listed:
  • Nassir Ul Haq Wani

    (Kardan University
    Kashmir Research Information System
    International Trade and Finance, Presidency University)

  • Sameena Noor Ahmed Panali

    (Presidency University)

  • Murtaza Masud Niazi

    (Westminster International University in Tashkent)

  • Mohammad Mirwais Rasa

    (BMA (Bank-E-Millie Afghan))

Abstract

India's Fintech arena has been witnessing an unprecedented growth trajectory due to increasing investor interest, the support of the government, and rapid digital penetration. Modern technological advancements are shaping the sector's changing landscape, affecting the existing modes of operation and business models. Specifically, this study explores the dynamic environment and how technologies foster financial inclusion and innovation. The upheavals in the finance domain have further calibrated both the market trends and challenges, demanding scrutinization, and as such, the critical categories, such as online banking, alternative lending, and digital payments, are analyzed. The study discusses how Fintech can expedite and support sustainable finance through environmentally friendly investments and AI solutions. The study reflects an enduring understanding of the drivers of technological advancements in Fintech by leveraging and garnering innovation for green finance. The chapter concludes by highlighting that AI's talent development and ethical use will be key to nurturing a future-proof Fintech ecosystem in India geared toward a fairer and more sustainable financial system in the long term.

Suggested Citation

  • Nassir Ul Haq Wani & Sameena Noor Ahmed Panali & Murtaza Masud Niazi & Mohammad Mirwais Rasa, 2025. "Drivers of Technological Advancements in Fintech: Leveraging and Garnering Innovation for Green Finance," Springer Books, in: Shakeb Akhtar & Mahfooz Alam & Nassir Ul Haq Wani & Syed Hasan Jafar (ed.), Green Horizons, chapter 0, pages 127-145, Springer.
    • Handle: RePEc:spr:sprchp:978-981-96-6495-5_7
    DOI: 10.1007/978-981-96-6495-5_7
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