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Risk, Insurance And The Home

In: Fundamentals of Managing Risk and Insurance

Author

Listed:
  • Charles Andoh

    (University of Ghana Business School, Department of Finance)

Abstract

This chapter examines the various risk exposures present in the household and explores the risk management strategies, including insurance, that can be employed to mitigate them. It identifies early indicators of potential challenges in long-term decision-making within relationships, discusses the foundational principles of marital life, and addresses a range of issues that may threaten the family, which is regarded as the core unit of society. Appropriate loss control and loss financing measures are proposed for these threats. The chapter further considers the risks associated with religious fanaticism, outlining corresponding loss control and financing strategies. Defiant behaviour is also discussed, with attention given to the factors that trigger such behaviour, and the role of insurance and preventive measures in managing these risks. Finally, the chapter concludes by examining the risk exposures associated with festive activities, along with the loss control and financing techniques that can be applied to reduce potential losses.

Suggested Citation

  • Charles Andoh, 2026. "Risk, Insurance And The Home," Springer Books, in: Fundamentals of Managing Risk and Insurance, chapter 4, pages 57-83, Springer.
    • Handle: RePEc:spr:sprchp:978-981-95-4581-0_4
    DOI: 10.1007/978-981-95-4581-0_4
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