IDEAS home Printed from https://ideas.repec.org/h/spr/sprchp/978-981-95-2177-7_11.html
   My bibliography  Save this book chapter

Financing Strategy for Small and Medium-Sized Enterprises

In: Intelligent Logistics Management in Digital Economy

Author

Listed:
  • Feng Yang

    (University of Science and Technology of China)

  • Xiaolong Guo

    (University of Science and Technology of China)

  • Yugang Yu

    (University of Science and Technology of China)

Abstract

The integration of blockchain technology into smart logistics is revolutionizing the synergy between logistics efficiency and supply chain finance (SCF), particularly for small and medium-sized enterprises (SMEs). Blockchain’s transparency and credibility allow SMEs to use self-guarantees to secure loans from financial institutions. This chapter examines the effectiveness of SCF within a smart logistics framework, focusing on an analytical model that includes a multi-sided platform, customers, banks, and logistics service providers. The model compares the traditional Platform Undertakes Guarantee (PUG) model with a novel Customer Undertakes Guarantee (CUG) model that utilizes self-guarantees. The study finds that the CUG model can lead to a Pareto improvement over the PUG model within the smart logistics environment due to enhanced data flow and operational visibility. While CUG is more efficient, it may not benefit the platform if the customer’s opportunity cost is higher. To address credit risks, the platform can implement a prepayment strategy using smart logistics data for dynamic risk assessment. Overall, smart logistics enhances SCF by improving transparency, reducing risk, and enabling innovative financing models like self-guarantees, optimizing financial and operational outcomes.

Suggested Citation

  • Feng Yang & Xiaolong Guo & Yugang Yu, 2025. "Financing Strategy for Small and Medium-Sized Enterprises," Springer Books, in: Intelligent Logistics Management in Digital Economy, chapter 0, pages 213-238, Springer.
    • Handle: RePEc:spr:sprchp:978-981-95-2177-7_11
    DOI: 10.1007/978-981-95-2177-7_11
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a
    for a similarly titled item that would be available.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:sprchp:978-981-95-2177-7_11. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.