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Inclusive Banking: A Political Economy Approach

In: Inclusive Banking In India

Author

Listed:
  • Lalitagauri Kulkarni

    (Gokhale Institute of Politics and Economics)

  • Vasant Chintaman Joshi

    (Bank of India)

Abstract

The political economy of a country determines the long-term feasibility of any substantial change taking place in its financial inclusion space. In India, local political and social factors play an important role in microfinance. The political economy approach examines the competition among various institutions in the microfinance sector. The proposed inclusive banking model rests on the foundations rooted in the framework of political economy. The gaps and certain oddities in the implementation of inclusive finance are highlighted from political economy perspective, to ensure their elimination for a more efficient model of inclusive banking.

Suggested Citation

  • Lalitagauri Kulkarni & Vasant Chintaman Joshi, 2021. "Inclusive Banking: A Political Economy Approach," Springer Books, in: Inclusive Banking In India, chapter 0, pages 99-117, Springer.
    • Handle: RePEc:spr:sprchp:978-981-33-6797-5_5
    DOI: 10.1007/978-981-33-6797-5_5
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