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Microfinance and Women Empowerment: An Assessment of Disparity in Rural Women Access to Micro Credit in Nigeria

In: Microfinance to Combat Global Recession and Social Exclusion

Author

Listed:
  • Richardson Kojo Edeme

    (University of Nigeria
    University of Nigeria)

  • Henry Thomas Asogwa

    (Kogi State University)

  • Yakub Yusuf

    (University of Nigeria)

Abstract

It has been suggested in the existing literatures that full participation of women is essential in achieving financial inclusiveness, there is insufficient research on factors inhibiting rural women access to micro-credit. Although there is evidence suggesting that the number of microfinance institutions has been on the increase, access to micro credit by rural women has received less empirical attention. This chapter has assessed disparity in rural women access to micro credit in Nigeria. Cross-sectional data extracted from the 2016 Nigeria General Household Survey was utilized for the study. Findings suggest that there is huge disparity among rural women access to micro credit. The policy suggestion of the finding is that there is desirous need for effective implementation of financial inclusiveness so as to bridge the gap in access to micro credit among women in rural Nigeria.

Suggested Citation

  • Richardson Kojo Edeme & Henry Thomas Asogwa & Yakub Yusuf, 2022. "Microfinance and Women Empowerment: An Assessment of Disparity in Rural Women Access to Micro Credit in Nigeria," Springer Books, in: Ramesh Chandra Das (ed.), Microfinance to Combat Global Recession and Social Exclusion, chapter 0, pages 263-275, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-4329-3_18
    DOI: 10.1007/978-981-16-4329-3_18
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