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Financial Inclusion Through Microfinance: Is It Possible?

In: Microfinance to Combat Global Recession and Social Exclusion

Author

Listed:
  • Arti Yadav

    (Ramanujan College, University of Delhi)

  • Vani Kanojia

    (Gautam Buddha University)

  • Megha Jain

    (Department of Commerce, Daulat Ram College)

Abstract

The present study aims to contemplate the role of microfinance toward financial inclusion. The present economic scenario because of global financial issues has raised doubt regarding the past perspective on the positive role of finance in the growth and development of an economy. Moreover, financial performance has become a focused area for microfinance institutions instead of empowerment and reduction of inequality which was the base for their formation. Therefore, the chapter examines the behavior of microfinance toward curbing financial inequality across different regions in the world. The study further highlights the problems and prospects associated with the role of microfinance in financial inclusion. Adopting descriptive methodology using various secondary data sources, the present study arrives at the conclusion that a major part of the regions has reached the financial inclusion mission with some lacunae. The study thus suggests the use of digitalization and innovation aspects in the present digitalized world to the fullest in order to achieve the sustainability of the qualitative results.

Suggested Citation

  • Arti Yadav & Vani Kanojia & Megha Jain, 2022. "Financial Inclusion Through Microfinance: Is It Possible?," Springer Books, in: Ramesh Chandra Das (ed.), Microfinance to Combat Global Recession and Social Exclusion, chapter 0, pages 161-175, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-4329-3_11
    DOI: 10.1007/978-981-16-4329-3_11
    as

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