IDEAS home Printed from https://ideas.repec.org/h/spr/sprchp/978-981-16-2652-4_5.html
   My bibliography  Save this book chapter

Assessing the Performance of District Cooperative Banks: An Efficiency-Based Approach

In: Financial Inclusion in Emerging Markets

Author

Listed:
  • Abhijit Sinha

    (Vidyasagar University)

  • Amitabha Bhattacharyya

    (Balurghat College)

Abstract

Cooperative banking in India dates back to decades and the contribution of the sector in the development of the country has been phenomenal. This empirical research assesses the position of district cooperative banks (DCBs) spread across fourteen districts in the state of West Bengal for the period 2011–2017. The researchers apply data envelopment approach using the two-input, two-output model under the assumption of variable returns to scale. The inputs are borrowings and deposits whereas the outputs are loans and investment. The efficiency is looked at from three angles viz. overall (technical) efficiency, purely technical (managerial) efficiency and scale efficiency. The study also looks at the returns to scale of the different banks which show varying returns. The investigators also test for the difference in efficiency score between these banks of North and South Bengal which finds that there is no significant difference among the banks of the two regions of West Bengal.

Suggested Citation

  • Abhijit Sinha & Amitabha Bhattacharyya, 2021. "Assessing the Performance of District Cooperative Banks: An Efficiency-Based Approach," Springer Books, in: Ananda S. & Dharmendra Singh (ed.), Financial Inclusion in Emerging Markets, pages 95-112, Springer.
    • Handle: RePEc:spr:sprchp:978-981-16-2652-4_5
    DOI: 10.1007/978-981-16-2652-4_5
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:sprchp:978-981-16-2652-4_5. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.