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Life insurance: modeling the lifetime

In: Introduction to Insurance Mathematics

Author

Listed:
  • Annamaria Olivieri

    (Università di Parma, Dipartimento di Economia)

  • Ermanno Pitacco

    (Università di Trieste, Dipartimento di Scienze Economiche, Aziendali, Matematiche e Statistiche)

Abstract

When writing insurance contracts, the insurer takes risks originating from various causes. In life insurance, causes of risk relate to financial aspects (e.g. investment yield, inflation, etc.), demographical aspects (e.g. lifetimes of policyholders, lapses and surrenders, etc.), expenses. In this Section we are dealing with demographical aspects only, focussing on policyholders’ lifetimes, which in turn determine the frequency of death in a portfolio.

Suggested Citation

  • Annamaria Olivieri & Ermanno Pitacco, 2011. "Life insurance: modeling the lifetime," Springer Books, in: Introduction to Insurance Mathematics, chapter 0, pages 141-195, Springer.
    • Handle: RePEc:spr:sprchp:978-3-642-16029-5_3
    DOI: 10.1007/978-3-642-16029-5_3
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