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Credit Card and Financial Well-Being Among Females

In: Individual Behaviors and Technologies for Financial Innovations

Author

Listed:
  • Danilo Braun Santos

    (Federal University of Sao Paulo (UNIFESP))

  • Wesley Mendes-Da-Silva

    (Sao Paulo School of Business Administration (FGV/EAESP)
    University of Texas at Austin)

  • Jill M. Norvilitis

    (State University of New York)

  • Eduardo Silva Flores

    (University of São Paulo)

Abstract

The literature documents the impact of credit card use on people’s financial well-being, including special interest in women’s credit card behavior. This chapter examines predictors of the financial well-being for female college students living in São Paulo City (Brazil) or New York City (United States), focusing upon behaviors regarding credit card use. The results of structural equation models, based on 784 participants, suggest that financial self-confidence and social comparison impact the respondents’ habits surrounding credit card use and, more largely, influence financial well-being. Although social comparison is more strongly predictive of credit card use among Brazilian women, credit card use behavior has a greater impact on the well-being of American women.

Suggested Citation

  • Danilo Braun Santos & Wesley Mendes-Da-Silva & Jill M. Norvilitis & Eduardo Silva Flores, 2019. "Credit Card and Financial Well-Being Among Females," Springer Books, in: Wesley Mendes-Da-Silva (ed.), Individual Behaviors and Technologies for Financial Innovations, chapter 0, pages 97-116, Springer.
    • Handle: RePEc:spr:sprchp:978-3-319-91911-9_5
    DOI: 10.1007/978-3-319-91911-9_5
    as

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