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Tertiary Education: Access, Financing, and Cost-Effectiveness

In: Economics of Education

Author

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  • José García Montalvo

    (Universitat Pompeu Fabra)

  • Jorge Sainz

    (Universidad Rey Juan Carlos)

Abstract

This chapter examines key aspects of tertiary education, focusing on access, financing, and cost-effectiveness. The expansion of higher education has increased human capital and economic productivity, yet disparities persist in access due to socioeconomic barriers. Financing mechanisms vary across countries, with some relying on public subsidies and others on private contributions. The analysis highlights that income-contingent loans can enhance equity while maintaining fiscal sustainability. Additionally, the returns to higher education remain positive, although they differ by field of study and institution. The chapter underscores the need for policies that balance affordability, efficiency, and accessibility to maximize the benefits of tertiary education.

Suggested Citation

  • José García Montalvo & Jorge Sainz, 2025. "Tertiary Education: Access, Financing, and Cost-Effectiveness," Springer Books, in: Antonio Cabrales & Ismael Sanz (ed.), Economics of Education, pages 327-361, Springer.
    • Handle: RePEc:spr:sprchp:978-3-031-90911-5_11
    DOI: 10.1007/978-3-031-90911-5_11
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