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The Co-evolutionary Nature of European Cooperative Banks

In: Contemporary Trends in European Cooperative Banking

Author

Listed:
  • Marco Migliorelli

    (IAE of the University Paris 1 Panthéon-Sorbonne (Sorbonne Business School))

  • Eric Lamarque

    (IAE of the University Paris 1 Panthéon-Sorbonne (Sorbonne Business School))

Abstract

The remarkable evolution of cooperative banks from their origins to date, being the result of a mix of strategic proactivity and changing boundaries in the environment in which they compete, has periodically imposed a reassessment of the way founding cooperative principles could be applied. The enlargement towards non-members, the creation of nation-wide groups, the deployment of digitalisation—all actions that served to compete in the market—have had on the other hand a progressively detrimental impact on some of the cooperative banks’ differentiating characteristics such as democratic governance, proximity and, at a lesser extent, limited profit-seeking. Looking forward, we argue that sustainability revolution will further shape the market and bring new challenges in terms of effective differentiation vis-à-vis profit-oriented organisations.

Suggested Citation

  • Marco Migliorelli & Eric Lamarque, 2022. "The Co-evolutionary Nature of European Cooperative Banks," Springer Books, in: Marco Migliorelli & Eric Lamarque (ed.), Contemporary Trends in European Cooperative Banking, chapter 0, pages 1-27, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-98194-5_1
    DOI: 10.1007/978-3-030-98194-5_1
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