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Conclusion

In: Consumer Credit in Europe

Author

Listed:
  • Maria Lissowska

    (Warsaw School of Economics)

Abstract

This chapter summarizes the most important findings of the book. It compares the crisis of consumer credits in 2008 and the recent one linked to the Coronavirus pandemic. The first was provoked by optimism and loose regulation, the second has external origins. As to more permanent changes, it describes the consequences for consumers, positive and negative, of the digitalization of credits. It underlines particular role of credits for poorer households. It indicates regulatory responses to new conditions in crediting, like digitalization.

Suggested Citation

  • Maria Lissowska, 2021. "Conclusion," Springer Books, in: Consumer Credit in Europe, chapter 0, pages 119-124, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-88231-0_6
    DOI: 10.1007/978-3-030-88231-0_6
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