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Dignity in the Application of Microcredit Resources

In: Organizational Dignity and Evidence-Based Management

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  • Gilvanete Dantas Oliveira Pereira

Abstract

This study aimed to understand the application of microcredit resources by members of solidarity groups, in light of dignity. The investigation was carried out through the interpretative approach. A discussion group and 20 face-to-face interviews were conducted with members of solidarity groups, microcredit borrowers. The first relevant result of the survey was that not all microcredit borrowers were popular entrepreneurs, as expected. Among them, there were people who were not entrepreneurs (non-entrepreneurs), who used trickery to deceive microcredit institutions. The second result was that popular entrepreneurs invested the resources: in goods, reservation for payment of microcredit installments, and payment of old bills of the enterprise. The funds received by non-entrepreneurs were to be passed on to entrepreneurs. Dignity in the application of microcredit resources, for different purposes, only makes sense if it is explained as conditional dignity socially and historically constructed varying in space and time. This investigation contributes in a practical way for microcredit organizations to rethink their missions, more updated toward the real needs of popular entrepreneurs.

Suggested Citation

  • Gilvanete Dantas Oliveira Pereira, 2021. "Dignity in the Application of Microcredit Resources," Springer Books, in: Maria Luisa Mendes Teixeira & Lucia Maria Barbosa de Oliveira (ed.), Organizational Dignity and Evidence-Based Management, chapter 0, pages 187-199, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-68560-7_13
    DOI: 10.1007/978-3-030-68560-7_13
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