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Fintech, Regtech and Suptech Towards a New Market Structure

In: FinTech Regulation

Author

Listed:
  • Valerio Lemma

    (Marconi University)

Abstract

This chapter envisages the impact of regulation on fintech and its effects on the credit-transformation processes, which find direct execution though algorithms and software. It focuses also on the possibility of high-tech regulation and supervision over operational forms that allow capital to circulate from subjects in surplus to others in deficit. In conclusion, the chapter suggests that regulators should be arbiters influencing the shape finance is assuming because of fintech, more than the influencer leading finance to higher standards of technological efficiency.

Suggested Citation

  • Valerio Lemma, 2020. "Fintech, Regtech and Suptech Towards a New Market Structure," Springer Books, in: FinTech Regulation, chapter 0, pages 447-491, Springer.
    • Handle: RePEc:spr:sprchp:978-3-030-42347-6_8
    DOI: 10.1007/978-3-030-42347-6_8
    as

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