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The Changing Geography of Banking and Finance: The Main Issues

In: The Changing Geography of Banking and Finance

Author

Listed:
  • Pietro Alessandrini

    (Università Politecnica delle Marche)

  • Michele Fratianni

    (Indiana University)

  • Alberto Zazzaro

    (Universita Politecnica delle Marche)

Abstract

Technological progress, deregulation, and consolidation have deeply changed the geography of the banking industry in many countries. In particular, two contrasting trends have emerged from the intense integration and consolidation process that have swept the European and US banking industry in the 1990s: the geographical diffusion of banking structures and instruments and the geographical concentration of banking power in few financial centers within each country. The first trend emerged as a result of the easing of geographical restrictions on banking activity, the opening of new branches, and the expansion of impersonal methods to conduct business, such as Internet-banking, home-banking, or phone-banking, which contributed to greatly reduce the operational distance that separates banks from their clientele

Suggested Citation

  • Pietro Alessandrini & Michele Fratianni & Alberto Zazzaro, 2009. "The Changing Geography of Banking and Finance: The Main Issues," Springer Books, in: Alberto Zazzaro & Michele Fratianni & Pietro Alessandrini (ed.), The Changing Geography of Banking and Finance, edition 1, chapter 0, pages 1-11, Springer.
    • Handle: RePEc:spr:sprchp:978-0-387-98078-2_1
    DOI: 10.1007/978-0-387-98078-2_1
    as

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