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Artificial Intelligence as a Strategic Enabler in Islamic Banking Marketing: From Information to Problem-Solving

In: Proceedings of the 7th International Conference on Applied Economics and Social Science (ICAESS 2025)

Author

Listed:
  • Feni Malinda Safitri

    (Department of Accounting)

  • Dwi Suhartanto

    (Department of Accounting)

  • Setiawan Setiawan

    (Department of Accounting)

  • Nova Aulia Khoirunnisa

    (Department of Accounting)

  • Lina Herliana

    (Department of Accounting)

Abstract

The advancement of artificial intelligence (AI) technology has driven the digital transformation of Islamic banking. This study aims to analyze six dimensions of AI-based marketing strategies, namely information, interaction, responsiveness, customization, accessibility, and problem-solving. Using a quantitative approach, data were collected through a survey of more than 500 Islamic bank customers in West Java and analyzed using Structural Equation Modeling (SEM). The findings indicate that the dimensions of information, customization, accessibility, and problem-solving significantly influence the effectiveness of AI marketing, whereas interaction and responsiveness are not significant. These results highlight the importance of strengthening information delivery, personalization, and problem-solving capabilities in the implementation of AI marketing to support digital marketing strategies for Islamic banks that are adaptive, efficient, and aligned with sharia principles.

Suggested Citation

  • Feni Malinda Safitri & Dwi Suhartanto & Setiawan Setiawan & Nova Aulia Khoirunnisa & Lina Herliana, 2026. "Artificial Intelligence as a Strategic Enabler in Islamic Banking Marketing: From Information to Problem-Solving," Advances in Economics, Business and Management Research, in: Jessica Olifia & Dewi Junita & Aprizal Putra & Susi Lestari & Sarah Ulfah Al Amany & Syafri Naldi (ed.), Proceedings of the 7th International Conference on Applied Economics and Social Science (ICAESS 2025), pages 497-505, Springer.
  • Handle: RePEc:spr:advbcp:978-94-6463-990-2_33
    DOI: 10.2991/978-94-6463-990-2_33
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