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Research on the Application of Artificial Intelligence in Risk Management —— Take the Banking Industry As An Example

In: Proceedings of the 2024 2nd International Conference on Economic Management, Financial Innovation and Public Service (EMFIPS 2024)

Author

Listed:
  • Xiangzhen Wang

    (Qingdao No.2 Middle School Shandong)

Abstract

Artificial intelligence technology can mine and analyze the data, and be applied to the field of risk management. It can accurately predict the customer risk, fraud, credit, etc., so as to help banks to better identify the potential risks of customers. This paper introduces the application of artificial intelligence in banking risk management, found that the current bank bank risk control management system management organization is not sound, the lack of intelligent management means, personnel post responsible for the system is not perfect, in view of the above problems, yes, the development trend of artificial intelligence technology in banking application research, build the bank intelligent risk control management system, upgrade intelligent management means, network personnel setting, in order to for our country banking using AI technology to better improve risk management ability to provide reference.

Suggested Citation

  • Xiangzhen Wang, 2025. "Research on the Application of Artificial Intelligence in Risk Management —— Take the Banking Industry As An Example," Advances in Economics, Business and Management Research, in: Peng Dou & Keying Zhang (ed.), Proceedings of the 2024 2nd International Conference on Economic Management, Financial Innovation and Public Service (EMFIPS 2024), pages 494-507, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-706-9_44
    DOI: 10.2991/978-94-6463-706-9_44
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