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Study on the Impact of Social Networks on Household Financial Vulnerability

In: Proceedings of the 2024 3rd International Conference on Public Service, Economic Management and Sustainable Development (PESD 2024)

Author

Listed:
  • Yanfang Fan

    (Qilu University of Technology)

  • Yongxing Qi

    (Tianjin University of Finance and Economics)

Abstract

In order to reduce the risk of returning to poverty and reduce the financial vulnerability of households, it is very important to improve their anti-risk ability. Using the panel logit model and the data of China Household Finance Survey (CHFS) in 2015, 2017 and 2019, this paper finds that social network can reduce the financial vulnerability of households and realize the sharing of household risks. At the same time, it is found that the development of digital finance strengthens the risk sharing effect of social network on household financial vulnerability.

Suggested Citation

  • Yanfang Fan & Yongxing Qi, 2024. "Study on the Impact of Social Networks on Household Financial Vulnerability," Advances in Economics, Business and Management Research, in: Qiujing Wu & Songsong Liu & Guoliang Wang & Jia Li (ed.), Proceedings of the 2024 3rd International Conference on Public Service, Economic Management and Sustainable Development (PESD 2024), pages 566-572, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-598-0_60
    DOI: 10.2991/978-94-6463-598-0_60
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