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The Effect of Financial Literacy on Personal Financial Management

In: Proceedings of the 20th International Symposium on Management (INSYMA 2023)

Author

Listed:
  • Yonas Meti

    (Universitas Halmahera)

  • Rina Silvia

    (Universitas Halmahera)

  • Novriani Monika Wangka

    (Universitas Halmahera)

  • Gloria Miagina Palako Djurubassa

    (Universitas Halmahera)

  • Herman Sidete

    (Universitas Halmahera)

  • Hernansi Biso

    (Universitas Halmahera)

  • Filus Raraga

    (Universitas Halmahera)

Abstract

The objective of this research is to analyze the direct and indirect consequences that the personal financial management behaviors of students at Halmahera University have on the direct and indirect implications of their financial literacy and planning. In order to evaluate the data, both the multiple regression analysis and the Classical Assumption test were applied. This study’s results demonstrate that financial literacy has no direct effect on financial literacy and student personal financial management. This research did not find any evidence of a connection between student financial behavior and either financial literacy or financial literacy, which includes student financial planning and financial behavior.

Suggested Citation

  • Yonas Meti & Rina Silvia & Novriani Monika Wangka & Gloria Miagina Palako Djurubassa & Herman Sidete & Hernansi Biso & Filus Raraga, 2024. "The Effect of Financial Literacy on Personal Financial Management," Advances in Economics, Business and Management Research, in: Werner Ria Murhadi & Dudi Anandya & Noviaty Kresna Darmasetiawan & Juliani Dyah Trisnawati & Putu An (ed.), Proceedings of the 20th International Symposium on Management (INSYMA 2023), pages 112-118, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-244-6_20
    DOI: 10.2991/978-94-6463-244-6_20
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