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Investigating the Role of Gender as Moderator in Relationship Between Financial Behaviour and Financial Risk Attitude Generation Z Students

In: Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2022)

Author

Listed:
  • Yesiana Ihda Kusnayain

    (Universitas Negeri Malang, Department of Management)

  • Ely Siswanto

    (Universitas Negeri Malang, Department of Management)

  • Dediek Tri Kurniawan

    (Universitas Negeri Malang, Department of Management)

  • Yuli Soesetio

    (Universitas Negeri Malang, Department of Management)

  • Lulu Nurul Istanti

    (Universitas Negeri Malang, Department of Management)

Abstract

This study aims to test the role of gender as a variable moderator in the relationship of financial behavior and financial risk attitude to financial satisfaction of generation Z students. The study received a total of 238 respondents confirmed according to research criteria. Research found that financial risk attitude and financial behavior had a positive effect on financial satisfaction. This study found that gender was able to moderate financial behavior relationships towards financial satisfaction. In contrast, the unique results found that gender did not moderate the financial risk attitude relationship to financial satisfaction. However, other variables consistently affected the relationships among variable toward financial satisfaction. The findings proved that the Generation Z had different characteristics, habits, and perspectives. On the other hand, the findings were able to enlarge literature studies related theory of satisfaction, behavior, and gender gaps.

Suggested Citation

  • Yesiana Ihda Kusnayain & Ely Siswanto & Dediek Tri Kurniawan & Yuli Soesetio & Lulu Nurul Istanti, 2023. "Investigating the Role of Gender as Moderator in Relationship Between Financial Behaviour and Financial Risk Attitude Generation Z Students," Advances in Economics, Business and Management Research, in: Dediek Tri Kurniawan & Ika Zutiasari (ed.), Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2022), pages 14-26, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-178-4_3
    DOI: 10.2991/978-94-6463-178-4_3
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