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Research on the Promotional Effect of Commercial Banks’ Digital Financial Innovation on Regional Economic Development and Path Exploration

In: Proceedings of the 2022 International Conference on Economics, Smart Finance and Contemporary Trade (ESFCT 2022)

Author

Listed:
  • Shan He

    (GAD, Beijing Normal University-Hong Kong Baptist University United International College (UIC))

Abstract

As a key economic development strategy and regional reform direction in China, Beijing-Tianjin-Hebei integration, among which, promoting factor market integration and financial market integration is the top priority of its reform. As the core of China's financial system, commercial banks should become one of the core driving forces to promote the integration of Beijing, Tianjin and Hebei, and to promote the integrated financial development of Beijing, Tianjin and Hebei and the synergistic development of Beijing, Tianjin and Hebei economy and industry. Therefore, this paper takes commercial banks in Beijing, Tianjin and Hebei as the object of study, and takes the Industrial and Commercial Bank of China (ICBC) as an example. Based on the current situation of the digital development of commercial banks in the Beijing, Tianjin and Hebei region, it examines the promotion effect of several relevant cases of ICBC in the Beijing, Tianjin and Hebei region on the regional economic development at the level of innovation of technology finance and product services in recent years.

Suggested Citation

  • Shan He, 2022. "Research on the Promotional Effect of Commercial Banks’ Digital Financial Innovation on Regional Economic Development and Path Exploration," Advances in Economics, Business and Management Research, in: Faruk Balli & Au Yong Hui Nee & Sikandar Ali Qalati (ed.), Proceedings of the 2022 International Conference on Economics, Smart Finance and Contemporary Trade (ESFCT 2022), pages 492-498, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-052-7_58
    DOI: 10.2991/978-94-6463-052-7_58
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