Research on the Development of Inclusive Finance in Heilongjiang from the Perspective of Supply Side Reform

The purpose of supply side reform is to promote reform and optimize China’s existing economic structure problems, so as to optimize allocation, save resources and promote healthy economic development [1]. Inclusive finance itself has the characteristics of social security, and its smooth implementation is inseparable from the help of government policies. The core of supply side reform is to optimize resources and rational distribution. The two aspects are highly coordinated, integrated and promoted each other. Based on the understanding of supply side reform and the research on Inclusive Finance at home and abroad [2], this paper expounds the development status of Inclusive Finance in China, and probes into the reasons for the low coverage of Inclusive Finance in China. Then, taking the inclusive financial system of Heilongjiang Province as an example, this paper makes an in-depth analysis, finds out its existing problems and the causes of the problems, and puts forward constructive suggestions suitable for China’s current situation in combination with China’s development situation and relevant policies on the supply side, so as to promote the comprehensive construction of China’s inclusive financial system and the healthy and orderly development of the national economy.