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The Impact of Covid-19 Pandemic on Electronic Money Transactions

In: Proceedings of the 3rd Annual Management, Business and Economics Conference (AMBEC 2021)

Author

Listed:
  • Carmelita Vivi Septianurmayanti

    (Institut Teknologi Bandung, School of Business and Management)

  • Ahmad Danu Prasetyo

    (Institut Teknologi Bandung, School of Business and Management)

Abstract

The rapid technological development has influenced Indonesia’s payment system. Due to the pandemic, people tend to seek cashless payment methods to limit physical contact. By using monthly time-series data from Bank Indonesia and Yahoo finance website during 2015–2020, to investigate the influence of the Covid-19 epidemic on E-Money transactions in Indonesia, this study uses the Mann-Whitney U test and Ordinary Least Square (OLS) regression methods. The findings reveal that before and after the application of PSBB in Indonesia, the volume and nominal value of E-Money transactions were significantly different. Moreover, Covid-19 correlates positively with the nominal value of E-Money. Inflation negatively correlates with E-Money, whereas the stock market has no impact on E-Money.

Suggested Citation

  • Carmelita Vivi Septianurmayanti & Ahmad Danu Prasetyo, 2023. "The Impact of Covid-19 Pandemic on Electronic Money Transactions," Advances in Economics, Business and Management Research, in: Nurafni Eltivia & Nur Indah Riwajanti & Kartika Dewi Sri Susilowati (ed.), Proceedings of the 3rd Annual Management, Business and Economics Conference (AMBEC 2021), pages 48-59, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-026-8_6
    DOI: 10.2991/978-94-6463-026-8_6
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