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Family Financial Socialization and Financial Behavior on the Covid-19 Perspective

In: Proceedings of the 19th International Symposium on Management (INSYMA 2022)

Author

Listed:
  • Zunairoh Zunairoh

    (University of Surabaya)

  • Marwin Antonius Rejeki Silalahi

    (University of Surabaya)

  • Liliana Inggrit Wijaya

    (University of Surabaya)

Abstract

The Covid-19 pandemic has had a very high impact on students’ monthly expenses. This is indicated by a decrease in pocket money, changes in the source of pocket money income, and a significant change in student spending. This study investigates the effect of family financial socialization on financial behavior mediated by self-efficacy. The survey was conducted online to 157 private and public undergraduate and postgraduate students in Indonesia, including questions about demographics, family financial socialization, financial behavior, and self-efficacy. The research model consists of three hypotheses tested using structural equation modeling. The results show that family financial socialization has a positive effect on financial behavior directly. Family financial socialization has a positive effect on financial behavior indirectly through self-efficacy.

Suggested Citation

  • Zunairoh Zunairoh & Marwin Antonius Rejeki Silalahi & Liliana Inggrit Wijaya, 2023. "Family Financial Socialization and Financial Behavior on the Covid-19 Perspective," Advances in Economics, Business and Management Research, in: Werner Ria Murhadi & Dudi Anandya & Noviaty Kresna Darmasetiawan & Juliani Dyah Trisnawati & Putu An (ed.), Proceedings of the 19th International Symposium on Management (INSYMA 2022), pages 28-35, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6463-008-4_5
    DOI: 10.2991/978-94-6463-008-4_5
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