IDEAS home Printed from https://ideas.repec.org/h/spr/advbcp/978-94-6239-711-8_29.html

Opportunities and Challenges of Integrating Financial Technology and Artificial Intelligence in Enhancing Financial Management Between the Theoretical Framework and the Practical Reality

In: Proceedings of the International Conference on Artificial Intelligence Applications in Business Administration in MENA Region (ICAIABA 2026)

Author

Listed:
  • Latifa Bekkouche

    (University of El Oued, PEDAA Laboratory, Management Department)

  • Oualid Meraghni

    (University of El Oued, Sustainable Economic Institutions Business Management Laboratory, Financial and Accounting Department)

  • Zakaria Demdoum

    (University of El Oued, Financial and Accounting Department)

Abstract

This study aims to clarify the conceptual and practical framework of the use of financial technology (FinTech) and artificial intelligence (AI), and to ex-amine their contribution to improving financial management (FM) and en-hancing the performance of the business sector. The study adopts a deduc-tive methodology by addressing the following research question: What is the current state of adopting financial technology and artificial intelligence to improve the performance of financial management in economic enterprises within the Algerian environment? The study is based on a questionnaire ad-ministered to a sample of 76 individuals from 14 small and medium-sized economic enterprises operating in the provinces of El Oued and Ouargla in 2025. The findings reveal a high level of awareness of the advantages and benefits derived from the applications of financial technology and artificial intelligence. However, these enterprises exhibit a low level of the necessary prerequisites for adopting such applications, in addition to facing a number of challenges with a noticeable impact.

Suggested Citation

  • Latifa Bekkouche & Oualid Meraghni & Zakaria Demdoum, 2026. "Opportunities and Challenges of Integrating Financial Technology and Artificial Intelligence in Enhancing Financial Management Between the Theoretical Framework and the Practical Reality," Advances in Economics, Business and Management Research, in: Djouhara Agti & Salim Bitam & Fateh Debla & Reguia Cherroun (ed.), Proceedings of the International Conference on Artificial Intelligence Applications in Business Administration in MENA Region (ICAIABA 2026), pages 311-321, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6239-711-8_29
    DOI: 10.2991/978-94-6239-711-8_29
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a
    for a similarly titled item that would be available.

    More about this item

    Keywords

    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:advbcp:978-94-6239-711-8_29. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.