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Exploring the Strategic Benefits of Bank-Fintech Collaborations: A Critical Discourse and Comparative Analysis

In: Proceedings of the 5th International Conference on Management Research (ICMR 2025)

Author

Listed:
  • Suraj Prakash Singh

    (School of Management Sciences, Assistant Professor)

  • T. S. Ragi

    (School of Management Sciences, Assistant Professor)

Abstract

This paper explores the strategic advantages of banking and fintech company partnerships with each other and how they affect innovation, operational effective, and customer experience. Based on Critical Discourse Analysis (CDA) and Comparative Analysis, the study examines the role of discourse in collaborating dynamics and contrasts successful and less successful partnerships. The results show that some discourse tends to highlight new developments and mutually advantageous mutuality but also shows that some tensions do exist. Comparative analysis demonstrates that successful collaborations align strategic goals, governance, and communication, while less successful partnerships struggle with cultural and operational challenges. The study provides actionable insights and a framework for fostering effective partnerships in the evolving financial ecosystem.

Suggested Citation

  • Suraj Prakash Singh & T. S. Ragi, 2026. "Exploring the Strategic Benefits of Bank-Fintech Collaborations: A Critical Discourse and Comparative Analysis," Advances in Economics, Business and Management Research, in: Arvind Tripathy & Kumar Mohanty (ed.), Proceedings of the 5th International Conference on Management Research (ICMR 2025), pages 130-141, Springer.
    • Handle: RePEc:spr:advbcp:978-94-6239-660-9_8
    DOI: 10.2991/978-94-6239-660-9_8
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