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Trust and Mistrust: Practical Aspects of Risk Management and Lending

In: Risk Management in Early Banking

Author

Listed:
  • Mats Larsson

    (Uppsala University)

  • Kristina Lilja

    (Uppsala University)

  • Tom Petersson

    (Uppsala University)

Abstract

The local savings bank’s market in the town of Gävle is presented. The organization of the local credit system is discussed as well as the composition of the board of directors in Gävle savings bank. The consequences of savings banks legislation and the principle of credit granting are analyzed, as well as the structural difference between accepted and rejected loan applications. The development of credits, insider lending, collaterals, interest rates and risk management is discussed.

Suggested Citation

  • Mats Larsson & Kristina Lilja & Tom Petersson, 2021. "Trust and Mistrust: Practical Aspects of Risk Management and Lending," Palgrave Studies in the History of Finance, in: Risk Management in Early Banking, chapter 0, pages 85-107, Palgrave Macmillan.
    • Handle: RePEc:pal:psitcp:978-3-030-80775-7_6
    DOI: 10.1007/978-3-030-80775-7_6
    as

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