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Indian Banking Structure: An Overview

In: Banking Reforms in India

Author

Listed:
  • T. R. Bishnoi

    (The Maharaja Sayajirao University of Baroda)

  • Sofia Devi

    (The Maharaja Sayajirao University of Baroda)

Abstract

Banking structure is regulated for the promotion of financial stabilityFinancial stability and economic development. Though post-independence era witnessed increasing public sector ownership of banks and a combination of joint-stock companies, subsidiaries, cooperatives and corporations, it does not guarantee optimal banking structure that the financial reformsFinancial reforms sought to achieve since 1991. This chapter focuses on changing the dimension of banking structure on various quantitative measures: (a) density-ratio, (b) relative size of banking system, (c) size distribution of banks within the banking system and (d) geographical concentrationConcentration . Each of these indicators recorded a positive gain, in some more than double, approaching towards optimality in banking structure for better performancePerformance than otherwise would have been possible.

Suggested Citation

  • T. R. Bishnoi & Sofia Devi, 2017. "Indian Banking Structure: An Overview," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Banking Reforms in India, chapter 0, pages 1-29, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-3-319-55663-5_1
    DOI: 10.1007/978-3-319-55663-5_1
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