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Regulating Money

In: The Regulation of Mobile Money

Author

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  • Sunduzwayo Madise

    (University of Malawi)

Abstract

This chapter analyses the regulation of money. It looks at regulation of the financial sector and the roles of central banks and financial regulators especially post the 2007 financial crisis. It looks at approaches useful in regulating mobile money and the unique challenges that regulating such an emerging service may pose. Mobile money is a financial service and a telecommunications service, straddling between the financial and communications regulators. The hybrid nature of the mobile money services therefore requires a different regulatory approach. The chapter notes that light-touch regulation has been used as the preferred model for mobile money. The chapter however argues that real responsive regulation is the approach that embraces the evolution of mobile money and its ecosystem.

Suggested Citation

  • Sunduzwayo Madise, 2019. "Regulating Money," Palgrave Macmillan Studies in Banking and Financial Institutions, in: The Regulation of Mobile Money, chapter 0, pages 149-200, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-3-030-13831-8_5
    DOI: 10.1007/978-3-030-13831-8_5
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