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The Consumer’s Financial Capability: a Regulatory Perspective

In: New Drivers of Performance in a Changing Financial World

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  • Gianni Nicolini

Abstract

At present, the development of consumers’ self-evaluation of their own financial situation is still in its infancy. In the interests of consumers, it is important that there is a narrowing in the current gap in information and financial expertise between themselves and financial intermediaries. This could contribute to a reduction in the instances of over-indebtedness and bankruptcy. At the same time, it might make it easier for consumers to compare products and hence to increase the level of competition between lenders.

Suggested Citation

  • Gianni Nicolini, 2009. "The Consumer’s Financial Capability: a Regulatory Perspective," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Alessandro Carretta & Franco Fiordelisi & Gianluca Mattarocci (ed.), New Drivers of Performance in a Changing Financial World, chapter 10, pages 179-198, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-59481-4_10
    DOI: 10.1057/9780230594814_10
    as

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