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Migrants and Financial Services:Which Opportunities for Financial Innovation?

In: Frontiers of Banks in a Global Economy

Author

Listed:
  • Luisa Anderloni

    (University of Milan)

  • Daniela Vandone

    (University of Milan)

Abstract

Since the middle of the 1990s, international migration has been growing rapidly in most developed countries, with features indeed unique from several viewpoints: size, complexity, diversity, and social implications.1 The implementation of effective policies to ensure immigrant integration, to attract the required skills to satisfy domestic needs, and to fight against irregular entry and employment has become primary in the policy agenda of many countries over the past decades. An interesting aspect is that of financial inclusion of migrants, that is, access to the mainstream financial sector by immigrants. However, this is still a largely unexplored area, although some countries have experienced benchmark initiatives in promoting financial inclusion and, more specifically, in migrants’ financial inclusion, sometimes through financial innovations.

Suggested Citation

  • Luisa Anderloni & Daniela Vandone, 2008. "Migrants and Financial Services:Which Opportunities for Financial Innovation?," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Philip Molyneux & Eleuterio Vallelado (ed.), Frontiers of Banks in a Global Economy, chapter 7, pages 149-185, Palgrave Macmillan.
    • Handle: RePEc:pal:pmschp:978-0-230-59066-3_7
    DOI: 10.1057/9780230590663_7
    as

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