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Banking as Insurance

In: The Future of Financial Systems and Services

Author

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  • Mervyn Lewis

Abstract

Almost every aspect of economic life is subject to uncertainty. The uncertainty comes about because people lack information about future ‘states’ with respect to resources, needs, preferences and technology. In order to cope with this uncertainty, a series of institutions for sharing and shifting risks has evolved. Markets for insurance services come readily to mind But the financial system as a whole performs a risk-sharing function.

Suggested Citation

  • Mervyn Lewis, 1990. "Banking as Insurance," Palgrave Macmillan Books, in: Edward P. M. Gardener (ed.), The Future of Financial Systems and Services, chapter 13, pages 225-242, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-1-349-10439-0_13
    DOI: 10.1007/978-1-349-10439-0_13
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    Cited by:

    1. Nestorov Valentina, 2017. "Convergence in the Functioning of Banking and Nonbanking Financial Institutions in Serbia," Economic Themes, Sciendo, vol. 55(3), pages 353-376, September.
    2. Fields, L. Paige & Fraser, Donald R. & Kolari, James W., 2007. "Bidder returns in bancassurance mergers: Is there evidence of synergy?," Journal of Banking & Finance, Elsevier, vol. 31(12), pages 3646-3662, December.

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