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The Changing Role of Employer Pensions: Tax Expenditures, Costs, and Implications for Middle-class Elderly

In: Government Spending on the Elderly

Author

Listed:
  • Teresa Ghilarducci
  • Zvi Bodie

Abstract

What puzzles the nation is why pensions can be so expensive and deliver so little. All workers are feeling the pension pinch: those without pensions, those with pensions, and those who have lost pensions. The stagnation in pension coverage coupled with employer adoption of 401(k) plans means the hopes of those without pensions are smaller; those with pensions have experienced more risks and responsibilities for saving and investing; and those who have lost pensions feel robbed and forced to work longer.

Suggested Citation

  • Teresa Ghilarducci & Zvi Bodie, 2007. "The Changing Role of Employer Pensions: Tax Expenditures, Costs, and Implications for Middle-class Elderly," Palgrave Macmillan Books, in: Dimitri B. Papadimitriou (ed.), Government Spending on the Elderly, chapter 8, pages 193-219, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-0-230-59144-8_8
    DOI: 10.1057/9780230591448_8
    as

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