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Public Policies and Household Saving


  • Poterba, James M.


The declining U.S. national saving rate has prompted economists and policymakers to ask, should the federal government encourage household saving, and if so, through which policies? In order to better understand saving programs, this volume provides a systematic and detailed description of saving policies in the G-7 industrialized nations: the United States, Canada, France, Germany, Italy, Japan, and the United Kingdom. Each of the seven chapters focuses on one country and addresses a core set of topics: types of accumulated household savings and debt; tax policies toward capital income; saving in the form of public and private pensions, including Social Security and similar programs; saving programs that receive special tax treatment; and saving through insurance. This detailed summary of the saving incentives of the G-7 nations will be an invaluable reference for policymakers and academics interested in personal saving behavior.

Suggested Citation

  • Poterba, James M. (ed.), 1994. "Public Policies and Household Saving," National Bureau of Economic Research Books, University of Chicago Press, edition 1, number 9780226676180, April.
  • Handle: RePEc:ucp:bknber:9780226676180

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    Cited by:

    1. Jappelli, Tullio & Pistaferri, Luigi, 2003. "Tax Incentives to Saving and Borrowing," CEPR Discussion Papers 3881, C.E.P.R. Discussion Papers.
    2. James M. Poterba, 1994. "Introduction to "International Comparisons of Household Saving"," NBER Chapters,in: International Comparisons of Household Saving, pages 1-10 National Bureau of Economic Research, Inc.
    3. Martha Misas & Carlos Esteban Posada, 1997. "Determinantes De La Tasa De Ahorro: Una Perspectiva Internacional," BORRADORES DE ECONOMIA 002310, BANCO DE LA REPÚBLICA.
    4. Richard Disney & Carl Emmerson & Matthew Wakefield, 2010. "Tax Reform and Retirement Saving Incentives: Take-up of Stakeholder Pensions in the UK," Economica, London School of Economics and Political Science, vol. 77(306), pages 213-233, April.
    5. Tullio Jappelli & Luigi Pistaferri, 2002. "Tax Incentives for Household Saving and Borrowing," CSEF Working Papers 83, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
    6. James M. Poterba, 2001. "Taxation and Portfolio Structure: Issues and Implications," NBER Working Papers 8223, National Bureau of Economic Research, Inc.
    7. Paxson, Christina, 1996. "Saving and growth: Evidence from micro data," European Economic Review, Elsevier, vol. 40(2), pages 255-288, February.

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