IDEAS home Printed from https://ideas.repec.org/b/bdr/bdrlib/2019-isbn9789586643993.html
   My bibliography  Save this book

Situación actual e impacto del microcrédito en Colombia

Editor

Listed:
  • Dairo Estrada
  • Andrea Hernández Rubio

Abstract

Este libro es el resultado de una agenda de investigación del Banco de la República en asocio con ASOMICROFINANZAS y quince de sus entidades agremiadas, cuyo objetivo fue analizar el impacto del microcrédito como instrumento de inclusión social y herramienta de desarrollo. Se publica en un momento oportuno, de cara a los grandes desafíos que afronta Colombia hoy en términos del acceso a productos y servicios financieros y la brecha de calidad existente entre las áreas urbanas frente a las rurales. El presente estudio muestra cómo la expansión de cobertura del microcrédito, derivado del trabajo de las instituciones pioneras en la implementación de la tecnología microcrediticia, atiende las necesidades de los empresarios. Se evidencia el potencial del microcrédito como instrumento de desarrollo económico, el impacto que este genera en la superación de la pobreza y el bienestar de las personas. Se aprovecharon los datos administrativos de las entidades que hicieron parte del estudio, junto con metodologías econométricas avanzadas, para analizar el comportamiento de los deudores y los riesgos derivados de su participación en este mercado, lo que permitió aclarar aspectos desconocidos. De esta manera, esta obra formula recomendaciones y da luz sobre los beneficios del microcrédito en la población que vive en pobreza y que responde de manera positiva a la oportunidad de vincularse con el sector financiero formal.

Suggested Citation

  • Dairo Estrada & Andrea Hernández Rubio (ed.), 2019. "Situación actual e impacto del microcrédito en Colombia," Books, Banco de la Republica de Colombia, number 2019-isbn:9789586643993, July.
  • Handle: RePEc:bdr:bdrlib:2019-isbn:9789586643993
    DOI: 10.32468/book_9789586643993
    as

    Download full text from publisher

    File URL: https://doi.org/10.32468/book_9789586643993
    Download Restriction: no

    File URL: https://libkey.io/10.32468/book_9789586643993?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Laura Marcela Capera Romero, 2021. "The Effects of Usury Ceilings on Consumers Welfare: Evidence from the Microcredit Market in Colombia," Tinbergen Institute Discussion Papers 21-055/IV, Tinbergen Institute.

    More about this item

    Keywords

    Microcréditos; Microfinanzas; Utilidades; Colombia; Riesgo; Microcredits; Microfinance; Profitableness; Colombia; Risk;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bdr:bdrlib:2019-isbn:9789586643993. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: . General contact details of provider: https://edirc.repec.org/data/brcgvco.html .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Clorith Angélica Bahos Olivera (email available below). General contact details of provider: https://edirc.repec.org/data/brcgvco.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.