IDEAS home Printed from
   My bibliography  Save this article

Vision and strategy at BANAT-CRISANA Financial Investment Company


  • Ioan CUZMAN

    (SIF Banat-Crisana, Universitatea de Vest Vasile Goldis, Arad, Romania)

  • Daniel MANATE

    (SIF Banat-Crisana, Universitatea Aurel Vlaicu, Arad, Romania)

  • Pavel FĂRCAŞ

    (SIF Banat-Crisana, Universitatea de Vest Vasile Goldis, Arad, Romania)


The financial investment companies’ portfolio management consists in converting vision into an investment strategy in accordance with the turbulent and complex macroeconomical context. In the particular case of a financial investment company, performant information management becomes an indispensable condition for creating and maintaining investment intelligence suitable to an accessible investment universe and to the investment objectives regarded as responsibilities taken before the owners. The final goal is to realize the optimal target portfolio according to the return objectives adjusted with the risk. Nevertheless, it is necessary that a financial investment company’s strategic investment objectives refer to, and integrate the risk element as well. Risk management incorporates the “risk” element into investment reports and allows for a better understanding of the investment risk and of some other important concepts, such as “risk adjusted return”. Competitive intelligence is needed to lead investment decision, by integrating the early warning system with risk management through a full set of procedures and practices. Given the importance that human resource intellectual capital – consisting of experience, professional knowledge and unique personal abilities – from the investment industry has upon intellectual capital development, alongside adequate recruitment and motivation techniques, career planning, replacement plans, training programs, employees flow control, etc., management must also take into account the creation of compulsory professional knowledge that can sustain the development of intellectual capital.

Suggested Citation

  • Ioan CUZMAN & Daniel MANATE & Pavel FĂRCAŞ, 2012. "Vision and strategy at BANAT-CRISANA Financial Investment Company," Timisoara Journal of Economics, West University of Timisoara, Romania, Faculty of Economics and Business Administration, vol. 5(17), pages 47-57.
  • Handle: RePEc:wun:journl:tje:v05:y2012:i17:a04

    Download full text from publisher

    File URL:
    Download Restriction: no

    File URL:
    Download Restriction: no

    More about this item


    competitive intelligence; early warning system; risk management system; compulsory professional knowledge;

    JEL classification:

    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:wun:journl:tje:v05:y2012:i17:a04. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Romeo Margea). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.