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A Multi-Agent Architecture for Electronic Payment

Author

Listed:
  • Sheng-Uei Guan

    (Department of Electrical & Computer Engineering, National University of Singapore, 10 Kent Ridge Crescent, Singapore 119260, Singapore)

  • Feng Hua

    (Department of Electrical & Computer Engineering, National University of Singapore, 10 Kent Ridge Crescent, Singapore 119260, Singapore)

Abstract

The Internet has brought about innumerable changes to the way enterprises do business. An essential problem to be solved before the widespread commercial use of the Internet is to provide a trustworthy solution for electronic payment. We propose a multi-agent mediated electronic payment architecture in this paper. It is aimed at providing an agent-based approach to accommodate multiple e-payment schemes. Through a layered design of the payment structure and a well-defined uniform payment interface, the architecture shows good scalability. When a new e-payment scheme or implementation is available, it can be plugged into the framework easily. In addition, we construct a framework allowing multiple agents to work cooperatively to realize automation of electronic payment. A prototype has been built to illustrate the functionality of this design. Finally, we discuss the security issues.

Suggested Citation

  • Sheng-Uei Guan & Feng Hua, 2003. "A Multi-Agent Architecture for Electronic Payment," International Journal of Information Technology & Decision Making (IJITDM), World Scientific Publishing Co. Pte. Ltd., vol. 2(03), pages 497-522.
    • Handle: RePEc:wsi:ijitdm:v:02:y:2003:i:03:n:s0219622003000781
    DOI: 10.1142/S0219622003000781
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    Citations

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    Cited by:

    1. Jing Yan & Xinping Guan & Xiaoyuan Luo & Cailian Chen, 2017. "Formation Control and Obstacle Avoidance for Multi-Agent Systems Based on Virtual Leader-Follower Strategy," International Journal of Information Technology & Decision Making (IJITDM), World Scientific Publishing Co. Pte. Ltd., vol. 16(03), pages 865-880, May.
    2. Maryam Barkhordari & Zahra Nourollah & Hoda Mashayekhi & Yoosof Mashayekhi & Mohammad S. Ahangar, 2017. "Factors influencing adoption of e-payment systems: an empirical study on Iranian customers," Information Systems and e-Business Management, Springer, vol. 15(1), pages 89-116, February.
    3. Mashreghi , Behrooz & Keramati , Abbas, 2012. "An Analysis of the Factors Influencing Success of Bank-issued Micropayment Systems in Iran," Journal of Money and Economy, Monetary and Banking Research Institute, Central Bank of the Islamic Republic of Iran, vol. 6(3), pages 245-286, April.

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