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Workers’ Compensation Insurance Experience Rating and Subsequent Employer Claims: The Wisconsin Experience

  • Michael M. Barth
  • Robert W. Klein
  • Gregory Krohm
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    This paper examines employers’ experience rating and lost-time claims for workers’ compensation insurance. Our examination supports the contention that experience rating improves safety and reduces worker injuries and claims. We also find that claims increase at a declining rate with employer size. This is consistent with the proposition that there are economies of scale associated with the returns from employer investments in safety.

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    Article provided by Western Risk and Insurance Association in its journal Journal of Insurance Issues.

    Volume (Year): 31 (2008)
    Issue (Month): 1 ()
    Pages: 16-42

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    Handle: RePEc:wri:journl:v:31:y:2008:i:1:p:16-42
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