IDEAS home Printed from
   My bibliography  Save this article

How Federal Antitrust Principles Would Impact the Insurance Ratemaking Function


  • Youssef I. Kouatly
  • Iskander S. Hamwi


This study focuses on basic federal antitrust principles and their potential impact on property and liability insurance ratemaking. The authors believe that, in view of the growing debate around the issue of repeal or amendment of the McCarran Act, it has become necessary to focus more fully on the impact of such a potential change in the antitrust exemption accorded the business of insurance under the Act. In addition to ratemaking technicalities, state legislatures and regulators should be cognizant of the fine lines that separate state-rate regulatory standards from antitrust concepts. Recognition of such distinctions is necessary if the public interest is to be protected.

Suggested Citation

  • Youssef I. Kouatly & Iskander S. Hamwi, 1992. "How Federal Antitrust Principles Would Impact the Insurance Ratemaking Function," Journal of Insurance Issues, Western Risk and Insurance Association, vol. 15(1), pages 45-64.
  • Handle: RePEc:wri:journl:v:15:y:1992:i:1:p:45-64

    Download full text from publisher

    File URL:
    Download Restriction: no

    More about this item


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:wri:journl:v:15:y:1992:i:1:p:45-64. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (James Barrese). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.