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ICARE: A Knowledge‐Based Underwriting System

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  • Koenraad Lecot

Abstract

This paper reports on the development of ICARE (Intelligent Computer Assisted Risk Evaluation), a knowledge‐based system for underwriting personal lines of insurance at a large insurance company. ICARE uses rule‐based and object‐oriented programming techniques to implement the subjective decision processes of expert underwriters for automobile insurance lines. The system is an easy‐to‐understand, easy‐to‐maintain, and efficient software program in which nontechnical underwriters can maintain their own knowledge base of underwriting rules and guidelines.

Suggested Citation

  • Koenraad Lecot, 1993. "ICARE: A Knowledge‐Based Underwriting System," Intelligent Systems in Accounting, Finance and Management, John Wiley & Sons, Ltd., vol. 2(2), pages 101-111, April.
    • Handle: RePEc:wly:isacfm:v:2:y:1993:i:2:p:101-111
    DOI: 10.1002/j.1099-1174.1993.tb00036.x
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