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Determinantes del crédito bancario sudamericano: un enfoque para los datos en panel
[Determinants of South American bank credit: An approach to panel data]

Author

Listed:
  • Vitor Gomes Reginato
  • Marina Silva da Cuhna
  • Marcos Roberto Vasconcelos

Abstract

The objective of this paper is to analyze the determinants of the domestic banking credit in the South American countries, based on panel data, for the period 2000 to 2016. The results indicate that domestic deposits and liabilities to non-residents contribute positively to the growth of private credit, with domestic funding having a more representative impact than foreign funding. Economic growth leads to a greater demand for credit and an increase in credit, while higher domestic and US interest rates reduce credit growth. Rising inflation also negatively affect private sector credit. In addition, as regards credit composition, domestic deposits and economic growth are the main components of credit expansion, and, in turn, inflation and domestic interest rates contribute negatively

Suggested Citation

  • Vitor Gomes Reginato & Marina Silva da Cuhna & Marcos Roberto Vasconcelos, 2020. "Determinantes del crédito bancario sudamericano: un enfoque para los datos en panel [Determinants of South American bank credit: An approach to panel data]," Estudios Economicos, Universidad Nacional del Sur, Departamento de Economia, vol. 37(74), pages 37-70, january-j.
    • Handle: RePEc:uns:esteco:v:37:y:2020:i:74:p:37-70
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    File URL: https://revistas.uns.edu.ar/ee/article/view/1334/1142
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    More about this item

    Keywords

    crédito bancario; panel de datos; América del Sur;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

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