IDEAS home Printed from https://ideas.repec.org/a/teu/ged000/v4y2026id9752.html

Tijorat Banklarida Pul Mablag‘Lari Harakati Va Likvidlik Tahlili

Author

Listed:
  • Niholaxon Foziljonova
  • X.M.Odilov

Abstract

O‘zbekiston bank tizimi so‘nggi yillarda jadal o‘sdi. Ammo qisqa muddatli depozitlar hisobidan uzoq muddatlikreditlarni moliyalashtirish banklar uchun doimiy likvidlik xavfini keltiradi. Xo‘sh, banklar bu xavfni qanday boshqaradiva ularning ko‘rsatkichlari xalqaro standartlarga qanchalik mos keladi? Maqolada 2020–2025-yillardagi statistikma’lumotlar asosida O‘zbekiston tijorat banklarida pul oqimlari va likvidlik tahlil qilingan. Natijalar shuni ko‘rsatadiki,banklar likvidlik buferlarini keskin oshirgan — yuqori likvidli aktivlar 4,4 barobar ko‘paygan. LCR 195,7% va NSFR 116,0%bilan Basel III talablaridan ancha yuqori ko‘rsatkichlarga erishilgan. Asosiy muammo — muddatlar nomutanosibligi —saqlanib qolgan bo‘lsa-da, banklar uni banklararo bozor, repo operatsiyalari va likvid aktivlar orqali samarali yumshatibkelmoqda. Rivojlangan mamlakatlar banklaridan farqli ravishda, O‘zbekiston banklari hali ham asosan depozit-kreditmodeliga tayanadi. Maqolada ulgurji moliyalashtirish, kapital bozoridan foydalanish va aktiv-passivlarni boshqarishnitakomillashtirish bo‘yicha amaliy tavsiyalar berilgan.

Suggested Citation

  • Niholaxon Foziljonova & X.M.Odilov, 2026. "Tijorat Banklarida Pul Mablag‘Lari Harakati Va Likvidlik Tahlili," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4, March.
    • Handle: RePEc:teu:ged000:v:4:y:2026:id:9752
    DOI: 10.5281/zenodo.19345327
    as

    Download full text from publisher

    File URL: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/view/9752
    File Function: Abstract page
    Download Restriction: no
    File URL: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/download/9752/7913
    File Function: Full text
    Download Restriction: no
    File URL: https://libkey.io/10.5281/zenodo.19345327?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:teu:ged000:v:4:y:2026:id:9752. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Xayrulla (email available below). General contact details of provider: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.