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Raqamli Texnologiyalarning Ipoteka Kreditlash Jarayonini Optimallashtirish Mexanizmlariga Ta’Siri

Author

Listed:
  • Nihola A’zamxo‘jayeva

Abstract

Ushbu maqolada raqamli texnologiyalarning ipoteka kreditlash jarayonini optimallashtirishmexanizmlariga ta’siri ilmiy-nazariy jihatdan tahlil qilingan. Tadqiqot adabiyotlar tahlili va muallifning ilmiyyondashuvlari asosida olib borilib, sun’iy intellekt, blokcheyn texnologiyasi, katta ma’lumotlar (Big Data)va avtomatlashtirilgan qaror qabul qilish tizimlari kabi zamonaviy raqamli vositalarning ipoteka bozorinitransformatsiya qilishdagi o‘rni o‘rganilgan. Tadqiqot natijalari shuni ko‘rsatadiki, raqamli texnologiyalarnijoriy etish ipoteka kreditlashda risklarni baholash sifatini oshiradi, tranzaksiya xarajatlarini kamaytiradi hamdamijozlarga xizmat ko‘rsatish samaradorligini sezilarli darajada yaxshilaydi

Suggested Citation

  • Nihola A’zamxo‘jayeva, 2026. "Raqamli Texnologiyalarning Ipoteka Kreditlash Jarayonini Optimallashtirish Mexanizmlariga Ta’Siri," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(6), June.
  • Handle: RePEc:teu:ged000:v:4:y:2026:i:6:id:11270
    DOI: 10.5281/zenodo.20800740
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