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Tijorat Banklarida Muammoli Kreditlarni Aniqlash Va Kamaytirishda Sun’Iy Intellekt Texnologiyalaridan Foydalanish Mexanizmlari

Author

Listed:
  • Sardorbek Xaydarov
  • A.M. Karimova

Abstract

Tijorat banklarida muammoli kreditlarni aniqlash va kamaytirishda sun’iy intellekttexnologiyalaridan foydalanish mexanizmlari tadqiq etilgan. Tadqiqot doirasida mashinaviy o‘qitish modellari,xulq-atvor tahlili, anomaliyalarni aniqlash hamda erta ogohlantirish tizimlarining muammoli kreditlarniboshqarishdagi o‘rni baholangan. An’anaviy va sun’iy intellekt asosidagi yondashuvlarning samaradorligimiqdoriy ko‘rsatkichlar asosida qiyosiy tahlil qilingan. Defolt ehtimoli, kutilayotgan yo‘qotish hamda logistikregressiya modellarining matematik asoslari yoritilib, sun’iy intellektga asoslangan muammoli kreditlarniboshqarish tizimining ishlash mexanizmi ishlab chiqilgan. Muammoli kreditlar ulushini qisqartirish va kreditrisklarini samarali boshqarishga qaratilgan ilmiy-amaliy takliflar ishlab chiqilgan

Suggested Citation

  • Sardorbek Xaydarov & A.M. Karimova, 2026. "Tijorat Banklarida Muammoli Kreditlarni Aniqlash Va Kamaytirishda Sun’Iy Intellekt Texnologiyalaridan Foydalanish Mexanizmlari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(6), June.
  • Handle: RePEc:teu:ged000:v:4:y:2026:i:6:id:11197
    DOI: 10.5281/zenodo.20776436
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